Stop renting,
Start owning.
Qualify for up to $25,000 towards
your down payment.
We've given back $3M+ to help 200+
Canadians become homeowners.
As your realtor, we earn 2.5% of the purchase price from the seller, keep 1%, and give you 1.5% as upfront cash back. Work with our mortgage partners to get up to 2% back.
Get Qualified
Isla got $10,200 and bought in Kitchener, ON
Naja & Shabnam got $17,700 and bought in Pickering, ON
Josh got $15,597 and bought in London, ON
How It Works
Whether it's your first, second, or tenth home, we turn our commissions into your savings—every step of the way.
Get Qualified
STEP 1
Book A Call
Answer a few questions to see if you qualify, and book a call with us to get started.
STEP 2
Mortgage Pre-Qualified
Leverage Zown's upfront cash back and your savings for mortgage pre-qualification without affecting your credit score.
STEP 3
Find Your Dream Home
Use our app to match with your perfect home, and let our realtors guide you by showing properties you love, helping you find your dream home.
STEP 4
Close with Confidence
We negotiate interest rates to lower your monthly mortgage payments and handle the closing process for a smooth transition into your new home.
Canada's Fastest Growing Real Estate Brokerage
We've been in your shoes & felt your frustrations, so we built a new path that puts you first.
-
We pay our realtors a salary plus a performance bonus when they get you the best price. - No pushy sales tactics - our agents earn the same whether you buy or wait.
- We empower our agents with technology so they can focus on your needs, not paperwork.
As Featured In
$200M+
In transactional volume over the last calendar year
250+
Locally vetted real estate agents across Ontario
What's in it for Zown?
We prioritize long-term relationships over immediate profits. That's why we give up our commissions now, to earn your trust and future business. When you decide to sell your property, let us represent you, and you'll receive an additional 0.5% cashback.
Get QualifiedMore Than Just
Cash Back
At Zown, it's not just about the savings, it's about making the entire homebuying process effortless and enjoyable for you. From answering real estate questions to guiding you through financial and legal matters, we're here to ensure you can sit back and enjoy the journey to homeownership without the stress.
“I can't recommend Zown enough! After a frustrating experience with another party, I had almost lost hope in buying a home. Then I met Sunil, who completely changed my outlook. His professionalism, expertise, and care made all the difference. From our first meeting, he was not only professional but also genuinely caring. He took the time to understand my needs, providing personalized guidance every step of the way. His extensive knowledge of the market and keen negotiation skills made a world of difference, and I truly felt like I was in capable hands. Thank you for restoring my faith in real estate and making my dream a reality!”
“Amazing group of people and provided really good guidance throughout the process. They were always available to take our calls and went out of their way to support us not just with our real estate related questions, but also with financial and legal matters. Initially we reached out to them because of their down payment assistance program but that is just the tip of the iceberg; their knowledge, customer service, professionalism, and honesty towards their clients really stood out. Highly recommend Zown to others, and I wish them the very best on their journey to transform the real estate landscape.”
“We recently bought our 1st home through Zown, and the experience was fantastic. They are incredible professionals who understood our preferences, made sure all the administrative work was done in time and helped close on our home. Zown consistently stayed on top of everything and ensured the entire process went well. Their professionalism, determination and efficiency truly stood out! We are really happy we decided to go to them as they have a great team and exceptional customer service. They also provide with a down payment program which was a great help. 100% recommended!!”
“We are incredibly grateful to Zown Canada for their outstanding service and dedication throughout our home-buying journey. From understanding our preferences to navigating the competitive housing market, they ensured we felt supported every step of the way. Their ability to truly listen to our needs and provide valuable insights helped us find a home that perfectly suits our family. Zown stands out for their professionalism, responsiveness, and commitment to their clients’ happiness. We couldn’t be happier with the experience and highly recommend them to anyone.”
“Zown has been a dream to work with.. we started off the year with the goal of buying our first property and Zown made this a reality. From professional staff to exceptional service working with them was an easy and informative process. I like to especially thank Ethan for his promptness in finding us answers and going above and beyond to work with me and husband’s busy schedule. We were provided with answers to our questions around the clock which made our lives so much easier. We are overall so thankful for the entire team and we are looking forward to continued business with them in the future.”
Calculate How Much You'll Save with zown
Home Purchase Price
Based on your purchase price, you'll save $10,000 when you buy with Zown, and $25,000 over the lifetime of your mortgage.
Let's Break it Down
Down Payment Savings
Mortgage Savings
 | Traditional Broker | |
|---|---|---|
| Up to $25,000 in upfront funds | |  |
| Lowest Mortgage Rates | | |
| Access to Exclusive & Off-Market Listings | | |
| AI-Powered Property Matching & Offer Suggestions | | |
| Same-Day Showings | | |
| Data-Driven Offer Negotiations | | |
You're closer to buying than you think
Contact us to unlock non-repayable, equity-free funds for your home and get personalized support every step of the way.
Get Qualified
$3,000,000+
upfront funds provided in 2024
Got questions?
We've got answers.
When you buy a property, we charge a 2.5% commission from the seller while representing you as the buyer. We retain a portion of this and give you back majority of it upfront to either boost your buying power or to help bridge the gap between the down payment and your savings.
Submit your application through our online portal to discover your approval amount within seconds. Generally, eligibility requires a personal or combined household income of at least $90,000 and savings exceeding $15,000.
Yes, Zown's Down Payment Boost can be factored into your pre-qualification process. By including this boost in your financial profile, you may increase your purchasing power and improve your ability to qualify for a mortgage. This allows you to explore more options in your home-buying journey with confidence.
No, for our qualification process, we only need your household income and savings.
Yes, Zown enhances your pre-approval by adding to your savings, boosting your purchasing power and making it easier to afford a higher-value home.
We've cut the fat that makes other real estate and mortgage brokerages costly, like manual account management and large sales teams, so we can turn our commissions into your down payment. Plus, we pay our realtors on a performance-based model, ensuring you receive dedicated, top-quality service every step of the way.
During a Zown consultation, we take the time to understand your unique home goals and discuss how we can help you achieve them. We'll review down payment boost options tailored to your needs, guide you through starting your pre-approval, and set you confidently on the path to homeownership. It's all about making your journey as smooth and rewarding as possible.