All-In-One Homebuying.

Stop renting,
Start owning.

Qualify for up to $25,000 in
Down Payment Boost

4.9 on
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No Loan
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No Equity
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No Credit Check

We've given back $3M+ to help 200+ Canadians become homeowners.

As your realtor, we earn 2.5% of the purchase price from the seller, keep 1%, and give you 1.5% as upfront cash back.

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Isla got $10,200 and bought in Kitchener, ON

Naja & Shabnam got $17,700 and bought in Pickering, ON

Josh got $15,597 and bought in London, ON

How It Works

Whether it's your first, second, or tenth home, we turn our commissions into your savings—every step of the way.

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Book a Call

STEP 1

Book A Call

Answer a few questions to see if you qualify, and book a call with us to get started.

Get Pre-Approved Mortgage

STEP 2

Mortgage Pre-Qualified

Leverage Zown's upfront cash back and your savings for mortgage pre-qualification without affecting your credit score.

Find Your Dream Home

STEP 3

Find Your Dream Home

Use our app to match with your perfect home, and let our realtors guide you by showing properties you love, helping you find your dream home.

Close with Confidence

STEP 4

Close with Confidence

We negotiate interest rates to lower your monthly mortgage payments and handle the closing process for a smooth transition into your new home.

Ethan, one of Zown's account managers, chats with Genesis, a Zown buyer who achieved their dream of purchasing their first home in Mississauga.
Ethan, one of Zown's account managers, chats with Genesis, a Zown buyer who achieved their dream of purchasing their first home in Mississauga.

Canada's Fastest Growing Real Estate Brokerage

We've been in your shoes & felt your frustrations, so we built a new path that puts you first.

  • Checkmark icon We pay our realtors a salary plus a performance bonus when they get you the best price.
  • Checkmark icon No pushy sales tactics - our agents earn the same whether you buy or wait.
  • Checkmark icon We empower our agents with technology so they can focus on your needs, not paperwork.

As Featured In

Bloomberg logo

$200M+

In transactional volume over the last calendar year

250+

Locally vetted real estate agents across Ontario

Google stars Read our reviews.

Outstanding service that always puts you first.

Rishard with Nadeem and Darin, who turned renting into owning with $15,000 in support.
Helping families achieve homeownership - like Nadeem and Darin, who turned renting into owning with $15,000 in support.

What's in it for Zown?

We prioritize long-term relationships over immediate profits. That's why we give up our commissions now, to earn your trust and future business. When you decide to sell your property, let us represent you, and you'll receive an additional 0.5% cashback.

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More Than Just 
Cash Back

At Zown, it's not just about the savings, it's about making the entire homebuying process effortless and enjoyable for you. From answering real estate questions to guiding you through financial and legal matters, we're here to ensure you can sit back and enjoy the journey to homeownership without the stress.

“After working with a local realtor agent, i have had nothing but amazing experience with Zown. The best thing about them was they were very honest and transparent about everything, no lying or trying to push you on bs. Just a team of honest, energetic people excited to help you(which is something i cant say for traditional real state agent who try to bs you with statement like real state appreciates 20% every year and every property you see is a great investment). I found them through a random reddit post and just sort of stumbled upon their service. plus the best part is they share the commission that they get from seller with you so you get a solid 1.5% cashback (if you agree to use them for future sale of your home) or 1% (if you don't want to use them for future sale of your home). To be honest, they are worth it even if they did not have the cashback because of their professionalism and they don't try to sell you bs.”

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Amit
Bought with Zown in February 2025

“I can't recommend Zown enough! After a frustrating experience with another party, I had almost lost hope in buying a home. Then I met Sunil, who completely changed my outlook. His professionalism, expertise, and care made all the difference. From our first meeting, he was not only professional but also genuinely caring. He took the time to understand my needs, providing personalized guidance every step of the way. His extensive knowledge of the market and keen negotiation skills made a world of difference, and I truly felt like I was in capable hands. Thank you for restoring my faith in real estate and making my dream a reality!”

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Houda
Bought with Zown in October 2024

“Amazing group of people and provided really good guidance throughout the process. They were always available to take our calls and went out of their way to support us not just with our real estate related questions, but also with financial and legal matters. Initially we reached out to them because of their down payment boost program but that is just the tip of the iceberg; their knowledge, customer service, professionalism, and honesty towards their clients really stood out. Highly recommend Zown to others, and I wish them the very best on their journey to transform the real estate landscape.”

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Usama & Momina
Bought with Zown in December 2024

“We recently bought our 1st home through Zown, and the experience was fantastic. They are incredible professionals who understood our preferences, made sure all the administrative work was done in time and helped close on our home. Zown consistently stayed on top of everything and ensured the entire process went well. Their professionalism, determination and efficiency truly stood out! We are really happy we decided to go to them as they have a great team and exceptional customer service. They also provide with a down payment program which was a great help. 100% recommended!!”

Isla, a homebuyer who received $10,200 and purchased in Kitchener, ON
Kajol
Bought with Zown in January 2025

“We are incredibly grateful to Zown Canada for their outstanding service and dedication throughout our home-buying journey. From understanding our preferences to navigating the competitive housing market, they ensured we felt supported every step of the way. Their ability to truly listen to our needs and provide valuable insights helped us find a home that perfectly suits our family. Zown stands out for their professionalism, responsiveness, and commitment to their clients’ happiness. We couldn’t be happier with the experience and highly recommend them to anyone.”

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Dhruv Sood
Bought with Zown in December 2024

“Zown has been a dream to work with.. we started off the year with the goal of buying our first property and Zown made this a reality. From professional staff to exceptional service working with them was an easy and informative process. I like to especially thank Ethan for his promptness in finding us answers and going above and beyond to work with me and husband’s busy schedule. We were provided with answers to our questions around the clock which made our lives so much easier. We are overall so thankful for the entire team and we are looking forward to continued business with them in the future.”

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Abithra
Bought with Zown in November 2024

“I had an exceptional experience with Zown thanks to their outstanding service and professionalism. They went above and beyond to make the entire process seamless and stress-free. Their deep market knowledge, prompt communication, and dedication to finding the perfect property for me were truly impressive. They took the time to understand my needs, provided honest guidance, and ensured every detail was handled with precision. From answering all my questions to negotiating the best deal and managing paperwork efficiently, their commitment to customer satisfaction was unmatched. If you’re looking for a trustworthy and professional real estate service, I highly recommend Zown—they truly go the extra mile to deliver an outstanding experience!”

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Subash
Bought with Zown in March 2025

“Thanks to Zown, my family was able to own a house! In 5 weeks we were able to explain what we wanted, visit a selection of houses and close on the one we chose. That whole process was so smooth with the full integration of am account manager, a realtor, brokers and a lawyer. For someone who never bought a house, being with Zown was so helpful. A huge thank you to our guardian angel KIRA who was so patient with us, demonstrated fantastic negotiation skills and facilitated everything. Thank you Rishard for creating this amazing company!”

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William
Bought with Zown in February 2025

“Que dire à part Ma Gni Fi Que. nous venons d'acheter notre maison grâce à l'expertise de Zown. C'est une expérience à vivre. Difficile de la raconter. Une équipe jeune dynamique qui révolution le secteur et casse les codes Traditionnels. Conscient des inquiétudes Vinura Abeysundara nous donné des raisons d'être rassurés. Ensuite Ethan Weisfeld a pris le relais avec Ibrahim Farooqui, Kira Danylova. Ethan était en première ligne et toute l'équipe a nos côté étape par étape allant même bien au delà de ce que les agents traditionnels font. Merci à toute la team pour tous vos efforts. Vous êtes formidables, déterminés, pragmatiques et efficaces. C'est vrai qu'ils proposent le cashback qui est indéniablement un plus mais nous y sommes allés surtout parce qu'ils cassent les codes classiques et font vivre une expérience client à la hauteur de ce projet de vie. Next round in Ottawa Ethan 😉Sans hésiter je recommande à 100%.”

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Boni
Bought with Zown in February 2025

“Jake was awesome to work with at Zown Realty. He actually listened to what I wanted instead of pushing properties on me. He went to bat for me during negotiations and knocked it out of the park. Definitely my go-to realtor for next time!”

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Riaz
Bought with Zown in March 2025

“I recently had the pleasure to work with Ryan Tward in the purchase my first home and I am delighted to share my positive experience. Ryan always proactively attended my calls and booked showings of the properties I requested. I would definitely recommend Zown for their professionalism and if you would prefer to have a down payment boost which is a useful fund during purchase of a house. Thank you Ryan and Ishtaq for being an invaluable part of my first home purchase experience.”

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Adrian
Bought with Zown in January 2025

“Just bought my first home with Zown! Their team was with us every step of the way, with everything involved with homebuying all in-house, and they were there to answer my zillion questions! The down payment support allowed us to afford the renovations we required on our fixer upper. ❤️ I am so glad you guys exist, because you helped us make our dream of owning a home happen 🥰”

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Ashley
Bought with Zown in December 2024

“My wife and I were looking to buy a home and were searching for good realtors when Zown came into the picture. Their team is knowledgeable and well-connected, providing good advice across different areas of expertise. Throughout the process, Rishard and Ethan truly made us feel like part of the family and the down payment boost came very handy. Thanks Zown”

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Owaiz
Bought with Zown in November 2024

“We had an amazing experience with Zown. From start to finish, their team handled everything with professionalism and care, ensuring that the entire process went smoothly.

Thanks to their incredible down payment boost program, we were able to afford a better home than we ever imagined. We’re so grateful for their support in helping us find our dream home.

If you’re looking for a reliable real estate team that goes above and beyond, we highly recommend Zown Realty!”

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Fathima
Bought with Zown in October 2024

“We had an outstanding experience with Zown! Kam was incredibly patient, answering all our questions and ensuring we never felt pressured throughout the process. What truly sets Zown apart is their leadership and commitment to their clients. When we faced challenges with an unprofessional seller and their agent, the founder, Rishard, personally stepped in. His hands-on involvement and determination to resolve the issues were remarkable—he ensured that we were supported every step of the way. The personal touch didn’t stop there. On closing day, we received a handwritten note from the CEO, a genuine gesture that reflected how much Zown values their clients. From their significant commission cashback savings to their exceptional service, Zown is redefining what it means to put the customer first.”

H
Hamza
Bought with Zown in October 2024

Calculate How Much You'll Save with zown

Home Purchase Price

Based on your purchase price, you'll save $10,000 when you buy with Zown, and $25,000 over the lifetime of your mortgage.

Let's Break it Down

Down Payment Savings

 
Down Payment Needed
$45,000
Closing Costs (1.5%)
$25,000
 
Total Savings Needed
$45,000
Zown's Contribution
$25,000
New Total Savings Needed
$25,000

Mortgage Savings

 
Monthly Payments Without Zown
$2,500
Monthly Payments With Zown
$2,300
 
Total Monthly Savings
$200
Total Mortgage Savings (30-Years)
$25,000

World-class, All-In-One Service that others won't match

See how we stack up below

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Zown logo
Traditional Broker
Up to $25,000 in upfront funds
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Lowest Mortgage Rates
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Access to Exclusive & Off-Market Listings
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AI-Powered Property Matching & Offer Suggestions
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Same-Day Showings
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Data-Driven Offer Negotiations
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You're closer to buying than you think

Contact us to unlock non-repayable, equity-free funds for your home and get personalized support every step of the way.

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Accredited certification
5.0 star Google ratings

$3,000,000+

upfront funds provided in 2024

Got questions?
We've got answers.

When you buy a property, we charge a 2.5% commission from the seller while representing you as the buyer. We retain a portion of this and give you back majority of it upfront to either boost your buying power or to help bridge the gap between the down payment and your savings.

Submit your application through our online portal to discover your approval amount within seconds. Generally, eligibility requires a personal or combined household income of at least $90,000 and savings exceeding $15,000.

Yes, Zown's Down Payment Boost can be factored into your pre-qualification process. By including this boost in your financial profile, you may increase your purchasing power and improve your ability to qualify for a mortgage. This allows you to explore more options in your home-buying journey with confidence.

No, for our qualification process, we only need your household income and savings.

Yes, Zown enhances your pre-approval by adding to your savings, boosting your purchasing power and making it easier to afford a higher-value home.

We've cut the fat that makes other real estate and mortgage brokerages costly, like manual account management and large sales teams, so we can turn our commissions into your down payment. Plus, we pay our realtors on a performance-based model, ensuring you receive dedicated, top-quality service every step of the way.

During a Zown consultation, we take the time to understand your unique home goals and discuss how we can help you achieve them. We'll review down payment boost options tailored to your needs, guide you through starting your pre-approval, and set you confidently on the path to homeownership. It's all about making your journey as smooth and rewarding as possible.