AppNew
1-(289) 438-9696Get Started

Buy a home

Zown's Down Payment BoostHow It WorksBrowse HomesFrequently Asked Questions

Tools

How much can I afford?Mortgage CalculatorMortgage Pre-Qualification

Resources

Current Mortgage RatesCase StudiesThe Learning Zown BlogContact Us
Ilsa standing in front of a brick house holding a large Zown cheque for $10,200 in down payment assistance, representing real financial support that helped make her home purchase possible.

Qualify for Upfront Cash Back

Sell your home

Sell for a Flat FeeHow it WorksWhy Sell with ZownFrequently Asked Questions

Tools

Instant Home ValuationSelling Cost CalculatorSelling Commission CalculatorMortgage Calculator

Resources

Home Selling ChecklistThe Learning Zown BlogContact Us
A family standing in front of their home with a sold sign and Zown signage.

List with Zown

About Zown

Our StoryOur TeamCareersContact Us

Legal

Privacy PolicyTerms & Conditions
The Reddit post where Zown's story began.

Learn More About Zown

Get Started
Real estate clients working with their realtor
How it works

One team, from your first showing to the keys.

A salaried agent, a negotiation lead and a closing coordinator work your file together. And when you close, we share our commission with you: 1% of the purchase price, up to $25,000. No credit check, no repayment.

See my boost

One process. One team.

Same home-buying steps, fewer hand-offs.

  • No commission incentives

    Your Zown advisor is salaried — not paid per deal. They'll tell you to walk away from the wrong home, because their paycheck doesn't depend on you closing.

  • One application, not five

    Your advisor, your mortgage partner, and your closing team share the same file. No re-sending documents, no chasing updates between vendors.

  • No vendor juggling

    From your first showing to the keys in your hand, one coordinated team handles every step — so you stop managing the process and start enjoying it.

8296 Corlyon St, Ottawa
Ottawa

Buyers received

8296 Corlyon St, Ottawa

+$10,013
322-366 The East Mall, Toronto
Toronto

Buyers received

322-366 The East Mall, Toronto

+$8,790
2176 Sunnydale Drive, Burlington
Burlington

Buyers received

2176 Sunnydale Drive, Burlington

+$13,500
2450 Old Bronte Rd, Unit 229, Oakville
Oakville

Buyers received

2450 Old Bronte Rd, Unit 229, Oakville

+$6,780
6256 Roseville Garden Dr, Windsor
Windsor

Buyers received

6256 Roseville Garden Dr, Windsor

+$5,025
9 Oxtail Lane, Brampton
Brampton

Buyers received

9 Oxtail Lane, Brampton

+$14,850
137 Elworthy Ave, London
London

Buyers received

137 Elworthy Ave, London

+$11,175
380 Chaffey Street, Welland
Welland

Buyers received

380 Chaffey Street, Welland

+$7,125
1586 Severn Dr, Milton
Milton

Buyers received

1586 Severn Dr, Milton

+$20,250
13 Knotwood Cres, Toronto
Toronto

Buyers received

13 Knotwood Cres, Toronto

+$14,850
513 Dansbury Drive, Waterloo
Waterloo

Buyers received

513 Dansbury Drive, Waterloo

+$11,445
1209-35 Bastion St, Toronto
Toronto

Buyers received

1209-35 Bastion St, Toronto

+$12,450
28 Earswick Dr, Toronto
Toronto

Buyers received

28 Earswick Dr, Toronto

+$16,950
3-1010 Portage Pkwy, Vaughan
Vaughan

Buyers received

3-1010 Portage Pkwy, Vaughan

+$9,945
43 Hannaford St, Toronto
Toronto

Buyers received

43 Hannaford St, Toronto

+$15,580
808 Prince of Wales, Coburg
Coburg

Buyers received

808 Prince of Wales, Coburg

+$11,400
567 Temperance Ave, Niagara
Niagara

Buyers received

567 Temperance Ave, Niagara

+$6,075
126 Guildford Crescent, London
London

Buyers received

126 Guildford Crescent, London

+$10,800
4097 Quaker Hill Drive, Mississauga
Mississauga

Buyers received

4097 Quaker Hill Drive, Mississauga

+$14,400
1824 Foxridge Cres, London
London

Buyers received

1824 Foxridge Cres, London

+$10,125
1318 Red Pine Crossing, London
London

Buyers received

1318 Red Pine Crossing, London

+$14,745
304 Delray Dr, Markham
Markham

Buyers received

304 Delray Dr, Markham

+$14,175
1386 Charter Cres, Oshawa
Oshawa

Buyers received

1386 Charter Cres, Oshawa

+$9,600
43-530 Kingston Rd, Pickering
Pickering

Buyers received

43-530 Kingston Rd, Pickering

+$11,250
8296 Corlyon St, Ottawa
Ottawa

Buyers received

8296 Corlyon St, Ottawa

+$10,013
322-366 The East Mall, Toronto
Toronto

Buyers received

322-366 The East Mall, Toronto

+$8,790
2176 Sunnydale Drive, Burlington
Burlington

Buyers received

2176 Sunnydale Drive, Burlington

+$13,500
2450 Old Bronte Rd, Unit 229, Oakville
Oakville

Buyers received

2450 Old Bronte Rd, Unit 229, Oakville

+$6,780
6256 Roseville Garden Dr, Windsor
Windsor

Buyers received

6256 Roseville Garden Dr, Windsor

+$5,025
9 Oxtail Lane, Brampton
Brampton

Buyers received

9 Oxtail Lane, Brampton

+$14,850
137 Elworthy Ave, London
London

Buyers received

137 Elworthy Ave, London

+$11,175
380 Chaffey Street, Welland
Welland

Buyers received

380 Chaffey Street, Welland

+$7,125
1586 Severn Dr, Milton
Milton

Buyers received

1586 Severn Dr, Milton

+$20,250
13 Knotwood Cres, Toronto
Toronto

Buyers received

13 Knotwood Cres, Toronto

+$14,850
513 Dansbury Drive, Waterloo
Waterloo

Buyers received

513 Dansbury Drive, Waterloo

+$11,445
1209-35 Bastion St, Toronto
Toronto

Buyers received

1209-35 Bastion St, Toronto

+$12,450
28 Earswick Dr, Toronto
Toronto

Buyers received

28 Earswick Dr, Toronto

+$16,950
3-1010 Portage Pkwy, Vaughan
Vaughan

Buyers received

3-1010 Portage Pkwy, Vaughan

+$9,945
43 Hannaford St, Toronto
Toronto

Buyers received

43 Hannaford St, Toronto

+$15,580
808 Prince of Wales, Coburg
Coburg

Buyers received

808 Prince of Wales, Coburg

+$11,400
567 Temperance Ave, Niagara
Niagara

Buyers received

567 Temperance Ave, Niagara

+$6,075
126 Guildford Crescent, London
London

Buyers received

126 Guildford Crescent, London

+$10,800
4097 Quaker Hill Drive, Mississauga
Mississauga

Buyers received

4097 Quaker Hill Drive, Mississauga

+$14,400
1824 Foxridge Cres, London
London

Buyers received

1824 Foxridge Cres, London

+$10,125
1318 Red Pine Crossing, London
London

Buyers received

1318 Red Pine Crossing, London

+$14,745
304 Delray Dr, Markham
Markham

Buyers received

304 Delray Dr, Markham

+$14,175
1386 Charter Cres, Oshawa
Oshawa

Buyers received

1386 Charter Cres, Oshawa

+$9,600
43-530 Kingston Rd, Pickering
Pickering

Buyers received

43-530 Kingston Rd, Pickering

+$11,250

How it works

Four steps to your down payment boost.

From your first call to closing day, here is the whole process.

Your boost

Zown

+$0

1% of a $650,000 home, toward your down payment.

Your savings

$0

With your boost

$0

Your buying power

Zown
Without Zown$0
With Zown boost$0
+$89.5Kmore home, same down payment.

This Thursday

Zown
Wed11
Thu12
Fri13
Sat14
Arjun booked four showingsSalaried advisor, not on commission

Boost paid

Jun 19, closing day

$0

paid to Jocelyn at closing.

RepaymentNone, ever
Equity stakeNone
  1. 1

    See your exact boost

    Book a free 15-minute call. No credit check. You leave with the dollar figure Zown will add to your down payment.

    Your boost

    Zown

    +$0

    1% of a $650,000 home, toward your down payment.

    Your savings

    $0

    With your boost

    $0

  2. 2

    Stretch your buying power

    Get pre-approved with the boost folded in. Same income, bigger budget, lower monthly payment, or some of each.

    Your buying power

    Zown
    Without Zown$0
    With Zown boost$0
    +$89.5Kmore home, same down payment.
  3. 3

    Find the right home

    A salaried Zown agent books showings on your schedule and negotiates for you, never for a commission cheque.

    This Thursday

    Zown
    Wed11
    Thu12
    Fri13
    Sat14
    Arjun booked four showingsSalaried advisor, not on commission
  4. 4

    Get your boost at closing

    Your boost is paid when your purchase closes. No repayment, no equity stake, no catch.

    Boost paid

    Jun 19, closing day

    $0

    paid to Jocelyn at closing.

    RepaymentNone, ever
    Equity stakeNone

Why Zown

Cash back is common now. The service isn’t.

Plenty of brokerages share their commission. What you get for it is where they differ. Here’s what buying with Zown looks like next to the usual options.

ZownFull-service teamCash-back brokerageTypical offeringTraditional agentTypical offering
How your agent is paidSalary. Same pay whether you buy or walk away.Commission on each closed dealCommission on each closed deal
ShowingsOn your schedule, with on-demand showing agentsVaries, often limited or self-bookedBooked around your agent’s calendar
NegotiationA dedicated negotiation lead on every offerYour agent, alongside their other filesYour agent
Mortgage and closingHandled by one team, on one fileYou line up the lender and lawyerYou line up the lender and lawyer
Your point of contactA transaction coordinator, start to finishYour agentYour agent
Money back on your purchasePaid at closing, up to $25,000Terms and timing varyNone

  • How your agent is paid

    Zown
    Salary. Same pay whether you buy or walk away.
    Cash-back brokerage
    Commission on each closed deal
    Traditional agent
    Commission on each closed deal

  • Showings

    Zown
    On your schedule, with on-demand showing agents
    Cash-back brokerage
    Varies, often limited or self-booked
    Traditional agent
    Booked around your agent’s calendar

  • Negotiation

    Zown
    A dedicated negotiation lead on every offer
    Cash-back brokerage
    Your agent, alongside their other files
    Traditional agent
    Your agent

  • Mortgage and closing

    Zown
    Handled by one team, on one file
    Cash-back brokerage
    You line up the lender and lawyer
    Traditional agent
    You line up the lender and lawyer

  • Your point of contact

    Zown
    A transaction coordinator, start to finish
    Cash-back brokerage
    Your agent
    Traditional agent
    Your agent

  • Money back on your purchase

    Zown
    Paid at closing, up to $25,000
    Cash-back brokerage
    Terms and timing vary
    Traditional agent
    None

Your boost

See your share on any home you buy.

Move the slider to your target price. No credit check, no application. Just an estimate of your Down Payment Boost.

We share our commission with you as a Down Payment Boost, paid at closing. No repayment, no equity stake. Our advisors are salaried, not commissioned.

On a $600,000 home

$6,000

toward your home, at closing

$300K$2M

The team behind your boost

Salaried agents. In your corner, not on commission.

They're paid the same whether you close today or next year — so they'll fight for the right home, not the next paycheck.

  • $0

    Commission pressure

    Salaried, not commissioned. Paid to protect you — not to close fast. They'll tell you to walk away from the wrong home.

  • 0+

    Deals every year

    Bidding wars, inspection surprises, financing curveballs — they've navigated every scenario. The team you want in your corner when it matters.

  • 0+

    Specialists per deal

    A negotiation lead, on-demand showing agents, and a transaction coordinator — working together so nothing falls through the cracks.

Don't just take our word for it.

“We compared five to ten cash-back realtor companies before choosing Zown. The down payment assistance is awesome — and their support is incredibly quick and efficient.”

Jay & Vaishali, First-time Homebuyers

“After moving to Canada and saving for years, closing costs still felt out of reach. Zown gave us $12,375 toward our down payment — and we finally got our family into the right home in Etobicoke.”

Nadeem & Darin, First-time Homebuyers, Etobicoke

Read customer story
“I had a lot of questions about how the business model works. Their answers were really clear. It sounds too good to be true — but it is true.”

Karthik & Bindya, First-time Homebuyers

“Zown gave Genesis $13,000 and helped provide a peaceful home to offset his demanding career.”

Genesis, The First Responder

Read customer story
“Zown provided $15,150 and increased Jaselyn's buying power by $150,000.”

Jaselyn, The Athlete

Read customer story
“Zown gave Josh, his wife, and three kids $15,597 and helped provide a home big enough for their family.”

Josh, The Family Man

Read customer story
“Zown gave Tasmia and her family $27,900 and ensured she didn't spend her entire life savings on her home.”

Tasmia, The Aerospace Engineer

Read customer story
“Zown provided $10,200 in assistance, helping Ilsa achieve her dream years sooner.”

Ilsa, The Young First-Time Buyer

Read customer story
“Zown gave $12,000 and helped chart the path to home ownership for this couple.”

Suren & Marina, The New Canadians

Read customer story
“Zown gave Shrikant $14,300 to help him upsize his family.”

Shrikant, The Banker

Read customer story
“Zown gave Naja & Shabnam $17,700 to help call Canada home.”

Naja & Shabnam, The Young Family

Read customer story
“We compared five to ten cash-back realtor companies before choosing Zown. The down payment assistance is awesome — and their support is incredibly quick and efficient.”

Jay & Vaishali, First-time Homebuyers

“After moving to Canada and saving for years, closing costs still felt out of reach. Zown gave us $12,375 toward our down payment — and we finally got our family into the right home in Etobicoke.”

Nadeem & Darin, First-time Homebuyers, Etobicoke

Read customer story
“I had a lot of questions about how the business model works. Their answers were really clear. It sounds too good to be true — but it is true.”

Karthik & Bindya, First-time Homebuyers

“Zown gave Genesis $13,000 and helped provide a peaceful home to offset his demanding career.”

Genesis, The First Responder

Read customer story
“Zown provided $15,150 and increased Jaselyn's buying power by $150,000.”

Jaselyn, The Athlete

Read customer story
“Zown gave Josh, his wife, and three kids $15,597 and helped provide a home big enough for their family.”

Josh, The Family Man

Read customer story
“Zown gave Tasmia and her family $27,900 and ensured she didn't spend her entire life savings on her home.”

Tasmia, The Aerospace Engineer

Read customer story
“Zown provided $10,200 in assistance, helping Ilsa achieve her dream years sooner.”

Ilsa, The Young First-Time Buyer

Read customer story
“Zown gave $12,000 and helped chart the path to home ownership for this couple.”

Suren & Marina, The New Canadians

Read customer story
“Zown gave Shrikant $14,300 to help him upsize his family.”

Shrikant, The Banker

Read customer story
“Zown gave Naja & Shabnam $17,700 to help call Canada home.”

Naja & Shabnam, The Young Family

Read customer story
“We compared five to ten cash-back realtor companies before choosing Zown. The down payment assistance is awesome — and their support is incredibly quick and efficient.”

Jay & Vaishali, First-time Homebuyers

“After moving to Canada and saving for years, closing costs still felt out of reach. Zown gave us $12,375 toward our down payment — and we finally got our family into the right home in Etobicoke.”

Nadeem & Darin, First-time Homebuyers, Etobicoke

Read customer story
“I had a lot of questions about how the business model works. Their answers were really clear. It sounds too good to be true — but it is true.”

Karthik & Bindya, First-time Homebuyers

“Zown gave Genesis $13,000 and helped provide a peaceful home to offset his demanding career.”

Genesis, The First Responder

Read customer story
“Zown provided $15,150 and increased Jaselyn's buying power by $150,000.”

Jaselyn, The Athlete

Read customer story
“Zown gave Josh, his wife, and three kids $15,597 and helped provide a home big enough for their family.”

Josh, The Family Man

Read customer story
“Zown gave Tasmia and her family $27,900 and ensured she didn't spend her entire life savings on her home.”

Tasmia, The Aerospace Engineer

Read customer story
“Zown provided $10,200 in assistance, helping Ilsa achieve her dream years sooner.”

Ilsa, The Young First-Time Buyer

Read customer story
“Zown gave $12,000 and helped chart the path to home ownership for this couple.”

Suren & Marina, The New Canadians

Read customer story
“Zown gave Shrikant $14,300 to help him upsize his family.”

Shrikant, The Banker

Read customer story
“Zown gave Naja & Shabnam $17,700 to help call Canada home.”

Naja & Shabnam, The Young Family

Read customer story
“We compared five to ten cash-back realtor companies before choosing Zown. The down payment assistance is awesome — and their support is incredibly quick and efficient.”

Jay & Vaishali, First-time Homebuyers

“After moving to Canada and saving for years, closing costs still felt out of reach. Zown gave us $12,375 toward our down payment — and we finally got our family into the right home in Etobicoke.”

Nadeem & Darin, First-time Homebuyers, Etobicoke

Read customer story
“I had a lot of questions about how the business model works. Their answers were really clear. It sounds too good to be true — but it is true.”

Karthik & Bindya, First-time Homebuyers

“Zown gave Genesis $13,000 and helped provide a peaceful home to offset his demanding career.”

Genesis, The First Responder

Read customer story
“Zown provided $15,150 and increased Jaselyn's buying power by $150,000.”

Jaselyn, The Athlete

Read customer story
“Zown gave Josh, his wife, and three kids $15,597 and helped provide a home big enough for their family.”

Josh, The Family Man

Read customer story
“Zown gave Tasmia and her family $27,900 and ensured she didn't spend her entire life savings on her home.”

Tasmia, The Aerospace Engineer

Read customer story
“Zown provided $10,200 in assistance, helping Ilsa achieve her dream years sooner.”

Ilsa, The Young First-Time Buyer

Read customer story
“Zown gave $12,000 and helped chart the path to home ownership for this couple.”

Suren & Marina, The New Canadians

Read customer story
“Zown gave Shrikant $14,300 to help him upsize his family.”

Shrikant, The Banker

Read customer story
“Zown gave Naja & Shabnam $17,700 to help call Canada home.”

Naja & Shabnam, The Young Family

Read customer story
“We compared five to ten cash-back realtor companies before choosing Zown. The down payment assistance is awesome — and their support is incredibly quick and efficient.”

Jay & Vaishali, First-time Homebuyers

“After moving to Canada and saving for years, closing costs still felt out of reach. Zown gave us $12,375 toward our down payment — and we finally got our family into the right home in Etobicoke.”

Nadeem & Darin, First-time Homebuyers, Etobicoke

Read customer story
“I had a lot of questions about how the business model works. Their answers were really clear. It sounds too good to be true — but it is true.”

Karthik & Bindya, First-time Homebuyers

“Zown gave Genesis $13,000 and helped provide a peaceful home to offset his demanding career.”

Genesis, The First Responder

Read customer story
“Zown provided $15,150 and increased Jaselyn's buying power by $150,000.”

Jaselyn, The Athlete

Read customer story
“Zown gave Josh, his wife, and three kids $15,597 and helped provide a home big enough for their family.”

Josh, The Family Man

Read customer story
“Zown gave Tasmia and her family $27,900 and ensured she didn't spend her entire life savings on her home.”

Tasmia, The Aerospace Engineer

Read customer story
“Zown provided $10,200 in assistance, helping Ilsa achieve her dream years sooner.”

Ilsa, The Young First-Time Buyer

Read customer story
“Zown gave $12,000 and helped chart the path to home ownership for this couple.”

Suren & Marina, The New Canadians

Read customer story
“Zown gave Shrikant $14,300 to help him upsize his family.”

Shrikant, The Banker

Read customer story
“Zown gave Naja & Shabnam $17,700 to help call Canada home.”

Naja & Shabnam, The Young Family

Read customer story
See more success stories

Frequently asked questions

What we get asked the most.

How the boost works, where the money comes from, and how we compare. No marketing-speak.

With Zown

You're Closer To Home Than You Think

Contact us to take the first step in the homeownership revolution.

Get Started
Family sitting together

Helping Canadians buy and sell homes smarter — with more savings, better support, and less stress.

207 Queens Quay W #510, Toronto, ON M5J 1A7

1-(844) 438-9696

Buy

  • How It Works
  • Browse Homes
  • Neighbourhood Guides
  • Homebuying Calculator
  • Current Mortgage Rates
  • Mortgage Pre-Qualification

Sell

  • Sell Your Home
  • Selling Costs
  • Closed Deals

About

  • Our Story
  • Our Team
  • Careers
  • Support
  • Terms & Conditions
  • Privacy Policy
© 2026 Zown Realty Inc. Brokerage. Proudly Canadian. 🍁

Disclaimers and footnotes

ZOWN Realty is a fully registered brokerage under the Real Estate and Business Brokers Act, 2002 of Ontario.

Zown's Down Payment Boost is administered through Zown Technologies Inc. All mortgage-related rates, terms, and qualifications are provided through Vine Mortgage Group. Zown does not guarantee mortgage approval and is not a direct lender.

The trademarks MLS*, "Multiple Listing Service" and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA, used under license. REALTOR®. Member of the Canadian Real Estate Association and more. The trademark DDF® is owned by The Canadian Real Estate Association (CREA) and identifies REALTOR.ca's Data Distribution Facility (DDF*). Data is deemed reliable but is not guaranteed accurate by OREB, TRREB, RAHB, WECAR and SREB, as the case may be. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.