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How it works

Turn Your Savings Into Keys, Faster.

Zown gives you the boost you need to unlock your dream home faster. Here's how we make it simple.

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Buy Smarter,
Not Harder

With Zown, you get the tools and support you need to secure your dream home sooner. Here's how we make it seamless and stress-free.

Your Freedom to Spend Smarter.

Our upfront cash back helps you buy your home while keeping your finances flexible.

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Lower Your Payments, Stress-Free.

With our help, you'll reduce your monthly costs and take a smarter step toward homeownership.

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Find the Dream Home You Want

With expert guidance, we'll help you find the perfect home while saving you time and money.

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Book a Call

STEP 1

Book A Call

Answer a few questions to see if you qualify, and book a call with us to get started.

Get Pre-Approved Mortgage

STEP 2

Mortgage Pre-Qualified

Leverage Zown's upfront cash back and your savings for mortgage pre-qualification without affecting your credit score.

Find Your Dream Home

STEP 3

Find Your Dream Home

Use our app to match with your perfect home, and let our realtors guide you by showing properties you love, helping you find your dream home.

Close with Confidence

STEP 4

Close with Confidence

We negotiate interest rates to lower your monthly mortgage payments and handle the closing process for a smooth transition into your new home.

Not Sure What's Right for You?

Book a call to explore your options and get expert advice tailored to your needs.

A dedicated team,
just for you.

Experts in every step of your home buying journey, working together to make your experience effortless and stress-free.

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Your Zown Advisor

Your dedicated account manager, coordinating with all parties to ensure a seamless journey from start to finish.

Your Showings Agent

Scheduling and guiding personalized home tours for a seamless experience.

Your Offer Agent

Strategically crafting offers to secure the best deal on your dream home.

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Get Access to our exclusive mortgage & legal partners

We've secured key partnerships with trusted industry leaders to make your journey seamless.

Human support every step of the way.

With over 250 independent showing agents across Ontario, our team combines local neighborhood expertise with a commitment to putting your needs first—not commissions. Experience honest, expert guidance to find your perfect home.

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Calculate Your Savings
Zown gives you the boost you need to unlock your
dream home faster. Here’s how we make it simple.
Target House Price

$1,500,000

Zown Complete
Most Popular
Zown Upfront Cash Back
$00,000
Minimum Mortgage Rate
4.04%*
A tick icon enclosed in a circle Mortgage powered by our partners
A tick icon enclosed in a circle Full Service Realtor
A tick icon enclosed in a circle No Ownership Share
A tick icon enclosed in a circle Dedicated Account Manager
A tick icon enclosed in a circle Sell with Zown*
Zown Flex
Best Rate
Cashback After Close
$00,000
Bring Your Own Mortgage
B.Y.O.M
A tick icon enclosed in a circle Bring your own Mortgage
A tick icon enclosed in a circle Full Service Realtor
A tick icon enclosed in a circle No Ownership Share
A tick icon enclosed in a circle Dedicated Account Manager
A tick icon enclosed in a circle Sell on your own*

Let's Break it Down

Based on your purchase price, you'll save $10,000 when you buy with Zown, and $25,000 over the lifetime of your mortgage with Zown Complete.

Down Payment Savings
Down Payment Needed (6.34%) $45,000
Closing Costs (2%) $25,000
Total Savings Needed $70,000
Zown’s Contribution -$14,000
New Total Savings Needed $56,000
Mortgage Savings
Monthly Payments Without Zown $2,500
Monthly Payments With Zown $2,300
Total Monthly Savings -$200
Total Mortgage Savings (30-Years) $25,000

You're closer to buying than you think

Contact us to unlock non-repayable, equity-free funds for your home and get personalized support every step of the way.

Isla got $10,200 and bought in Kitchener, ON

Naja & Shabnam got $17,700 and bought in Pickering, ON

Josh got $15,597 and bought in London, ON

accredit
google-ratings

$3,000,000+

upfront funds provided in 2024

Zown has helped me to keep my grandmother's home in the family. Without the down-payment assistance, and the knowledge and kindness of all the people along the way, none of this would have been possible. Exceptional service, prompt responses, I will definitely be telling everyone I know about my experience.

allison
Allison Lacey First-time homeowner

They were highly knowledgeable about the local market and made sure I always felt like a priority. They also went out of their way to ensure every detail was taken care of – from arranging a broker, inspections , lawyer to researching potential issues with a property.Throughout our journey, Ethan and his team demonstrated immense patience and understanding of my situation. I highly recommend the services of Zown! They also provide assistance for people needed for down payment!

rio
Rio De Leon First-time homeowner

There really was no catch, they provided me with the down payment assistance and saved me 2-3 years of having to save for the down payment. It has been very informative and everyone was always available to answer all my questions within a matter of minutes.