One process. One team.

Same home-buying steps, fewer hand-offs.

No commission incentives
Your Zown advisor is salaried — not paid per deal. They'll tell you to walk away from the wrong home, because their paycheck doesn't depend on you closing.
One application, not five
Your advisor, your mortgage partner, and your closing team share the same file. No re-sending documents, no chasing updates between vendors.
No vendor juggling
From your first showing to the keys in your hand, one coordinated team handles every step — so you stop managing the process and start enjoying it.

Ottawa

Buyers received

8296 Corlyon St, Ottawa

+$10,013

Toronto

Buyers received

322-366 The East Mall, Toronto

+$8,790

Burlington

Buyers received

2176 Sunnydale Drive, Burlington

+$13,500

Oakville

Buyers received

2450 Old Bronte Rd, Unit 229, Oakville

+$6,780

Windsor

Buyers received

6256 Roseville Garden Dr, Windsor

+$5,025

Brampton

Buyers received

9 Oxtail Lane, Brampton

+$14,850

London

Buyers received

137 Elworthy Ave, London

+$11,175

Welland

Buyers received

380 Chaffey Street, Welland

+$7,125

Milton

Buyers received

1586 Severn Dr, Milton

+$20,250

Toronto

Buyers received

13 Knotwood Cres, Toronto

+$14,850

Waterloo

Buyers received

513 Dansbury Drive, Waterloo

+$11,445

Toronto

Buyers received

1209-35 Bastion St, Toronto

+$12,450

Toronto

Buyers received

28 Earswick Dr, Toronto

+$16,950

Vaughan

Buyers received

3-1010 Portage Pkwy, Vaughan

+$9,945

Toronto

Buyers received

43 Hannaford St, Toronto

+$15,580

Coburg

Buyers received

808 Prince of Wales, Coburg

+$11,400

Niagara

Buyers received

567 Temperance Ave, Niagara

+$6,075

London

Buyers received

126 Guildford Crescent, London

+$10,800

Mississauga

Buyers received

4097 Quaker Hill Drive, Mississauga

+$14,400

London

Buyers received

1824 Foxridge Cres, London

+$10,125

London

Buyers received

1318 Red Pine Crossing, London

+$14,745

Markham

Buyers received

304 Delray Dr, Markham

+$14,175

Oshawa

Buyers received

1386 Charter Cres, Oshawa

+$9,600

Pickering

Buyers received

43-530 Kingston Rd, Pickering

+$11,250

Ottawa

Buyers received

8296 Corlyon St, Ottawa

+$10,013

Toronto

Buyers received

322-366 The East Mall, Toronto

+$8,790

Burlington

Buyers received

2176 Sunnydale Drive, Burlington

+$13,500

Oakville

Buyers received

2450 Old Bronte Rd, Unit 229, Oakville

+$6,780

Windsor

Buyers received

6256 Roseville Garden Dr, Windsor

+$5,025

Brampton

Buyers received

9 Oxtail Lane, Brampton

+$14,850

London

Buyers received

137 Elworthy Ave, London

+$11,175

Welland

Buyers received

380 Chaffey Street, Welland

+$7,125

Milton

Buyers received

1586 Severn Dr, Milton

+$20,250

Toronto

Buyers received

13 Knotwood Cres, Toronto

+$14,850

Waterloo

Buyers received

513 Dansbury Drive, Waterloo

+$11,445

Toronto

Buyers received

1209-35 Bastion St, Toronto

+$12,450

Toronto

Buyers received

28 Earswick Dr, Toronto

+$16,950

Vaughan

Buyers received

3-1010 Portage Pkwy, Vaughan

+$9,945

Toronto

Buyers received

43 Hannaford St, Toronto

+$15,580

Coburg

Buyers received

808 Prince of Wales, Coburg

+$11,400

Niagara

Buyers received

567 Temperance Ave, Niagara

+$6,075

London

Buyers received

126 Guildford Crescent, London

+$10,800

Mississauga

Buyers received

4097 Quaker Hill Drive, Mississauga

+$14,400

London

Buyers received

1824 Foxridge Cres, London

+$10,125

London

Buyers received

1318 Red Pine Crossing, London

+$14,745

Markham

Buyers received

304 Delray Dr, Markham

+$14,175

Oshawa

Buyers received

1386 Charter Cres, Oshawa

+$9,600

Pickering

Buyers received

43-530 Kingston Rd, Pickering

+$11,250

How it works

Four steps to your down payment boost.

From your first call to cash in your account, here is the whole process.

Your boost

+$0

toward your down payment, on the same income.

Without

With Zown

Your buying power

Without Zown$0

With Zown boost$0

+$89.5Kmore home, same down payment.

This Thursday

Wed11

Thu12

Fri13

Sat14

Arjun booked four showingsSalaried advisor, not on commission

Boost deposited

Jun 5, 2 wk early

landed in Jocelyn's account before closing.

RepaymentNone, ever

Equity stakeNone

1
See your exact boost
Book a free 15-minute call. No credit check. You leave with the dollar figure Zown will add to your down payment.
Your boost
+$0
toward your down payment, on the same income.
Without
$0
With Zown
$0
2
Stretch your buying power
Get pre-approved with the boost folded in. Same income, bigger budget, lower monthly payment, or some of each.
Your buying power
Without Zown$0
With Zown boost$0
+$89.5Kmore home, same down payment.
3
Find the right home
A salaried Zown agent books showings on your schedule and negotiates for you, never for a commission cheque.
This Thursday
Wed11
Thu12
Fri13
Sat14
Arjun booked four showingsSalaried advisor, not on commission
4
Close with the cash already there
Two weeks before closing, the boost lands in your account. No repayment, no equity stake, no catch.
Boost deposited
Jun 5, 2 wk early
$0
landed in Jocelyn's account before closing.
RepaymentNone, ever
Equity stakeNone

Your options

Pick the path that fits your mortgage.

Use our preferred lender and get the full boost — split as a down-payment top-up before closing and a cash bonus after. Or bring your own mortgage and keep most of it, paid in one go before closing.

	Most popularZown Complete	BYO mortgageZown Flex	Traditional Realtor
Down payment boost	Up to 1.25%0.75% before · 0.5% after closing	Up to 0.75%Paid before closing	0%
Mortgage	Our preferred lender	Bring your own	Bring your own
Agent	Salaried, full-service	Salaried, full-service	Commission-based
Repayment / equity stake	None, ever	None, ever
Coordinated mortgage + closing
Dedicated account manager

Most popularZown Complete

BYO mortgageZown Flex

Traditional Realtor

Down payment boost

Up to 1.25%0.75% before · 0.5% after closing

Up to 0.75%Paid before closing

Mortgage

Our preferred lender

Bring your own

Agent

Salaried, full-service

Commission-based

Repayment / equity stake

None, ever

Coordinated mortgage + closing

Dedicated account manager

See my boost

We'll help you pick the right option during qualification.

Your boost

Now see your share, on any home you buy.

Move the slider to your target home price. No credit check, no application — just an estimate of what we'd return to your down payment.

On a $600,000 home

$7,500

back in your pocket

$300K$2M

The buyer-agent commission is built into every home you finance — typically 2.5% of the listing. We share ours with you and apply it to your down payment, two weeks before closing. Our advisors are salaried, not commissioned.

Zown1.25% back

$7,500

Cashback broker~0.375% back

$2,250

Traditional0% back

The team behind your boost

Salaried agents. In your corner, not on commission.

They're paid the same whether you close today or next year — so they'll fight for the right home, not the next paycheck.

$0
Commission pressure
Salaried, not commissioned. Paid to protect you — not to close fast. They'll tell you to walk away from the wrong home.
0+
Deals every year
Bidding wars, inspection surprises, financing curveballs — they've navigated every scenario. The team you want in your corner when it matters.
0+
Specialists per deal
A negotiation lead, on-demand showing agents, and a transaction coordinator — working together so nothing falls through the cracks.

Don't just take our word for it.

“We compared five to ten cash-back realtor companies before choosing Zown. The down payment assistance is awesome — and their support is incredibly quick and efficient.”

Jay & Vaishali, First-time Homebuyers

“After moving to Canada and saving for years, closing costs still felt out of reach. Zown gave us $12,375 toward our down payment — and we finally got our family into the right home in Etobicoke.”

Nadeem & Darin, First-time Homebuyers, Etobicoke

Two ways to use Zown. Both put cash toward any home you buy.

No commission incentives

One application, not five

No vendor juggling

See your exact boost

Stretch your buying power

Find the right home

Close with the cash already there

See your exact boost

Stretch your buying power

Find the right home

Close with the cash already there

How does Zown make money?

Does Zown take equity in my home?

How is this different from other cash-back realtors?

What if my deal falls through?

Can I combine Zown's boost with my FHSA or RRSP Home Buyers' Plan?

Do I have to sell my home with Zown after?

Is Zown a real brokerage?

Two ways to use Zown. Both put cash toward any home you buy.

No commission incentives

One application, not five

No vendor juggling

See your exact boost

Stretch your buying power

Find the right home

Close with the cash already there

See your exact boost

Stretch your buying power

Find the right home

Close with the cash already there

How does Zown make money?

Does Zown take equity in my home?

How is this different from other cash-back realtors?

What if my deal falls through?

Can I combine Zown's boost with my FHSA or RRSP Home Buyers' Plan?

Do I have to sell my home with Zown after?

Is Zown a real brokerage?