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Disclaimers and footnotes

ZOWN Realty is a fully registered brokerage under the Real Estate and Business Brokers Act, 2002 of Ontario.

Zown's Down Payment Boost is administered through Zown Technologies Inc. All mortgage-related rates, terms, and qualifications are provided through Vine Mortgage Group. Zown does not guarantee mortgage approval and is not a direct lender.

The trademarks MLS*, "Multiple Listing Service" and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA, used under license. REALTOR®. Member of the Canadian Real Estate Association and more. The trademark DDF® is owned by The Canadian Real Estate Association (CREA) and identifies REALTOR.ca's Data Distribution Facility (DDF*). Data is deemed reliable but is not guaranteed accurate by OREB, TRREB, RAHB, WECAR and SREB, as the case may be. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.

The Learning Zown

Straight answers on buying, selling and financing a home in Ontario, reviewed by our RECO-registered team.

Start here

  • The Down Payment BoostHow Zown’s Down Payment Boost works: up to $25,000 back at closing, how it is calculated, when it is paid, and how it stacks with government programs.4 guides
  • Getting approvedPre-approval, pre-qualification, the stress test, document checklists, and what can break a mortgage approval before closing in Ontario.10 guides
  • Buying in OntarioDown payments, land transfer tax, closing costs, offers and conditions: how buying a home in Ontario actually works, with the math shown.25 guides
Buying in OntarioSep 07, 2026

POTL Fees Explained: What "Parcel of Tied Land" Means for Buyers

POTL (Parcel of Tied Land) fees confuse Ontario buyers. Here is what they are, what they cover, and how they differ from condo fees and freehold ownership.

The Zown Team · Reviewed by Arjun Dhawan · 3 min read

Read the story
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