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Cost of selling a house calculator

What does it cost to sell your home?

See the full cost of selling your home in Ontario — total costs and net proceeds — and how much you keep with Zown's 1% listing commission.

1% to list. Zown's listing commission is 1%, capped at $7,999, not 2.5%.

Keep more equity. See your net proceeds and exactly what you save versus 5%.

Every cost counted. Commission, HST, legal fees, and mortgage payoff, all in one place.

Full-service selling. A lower fee with the same guided, end-to-end experience.

1

What's your sale price?

What you expect your home to sell for.

$
2

Mortgage still owing?

The balance to pay off on closing. Leave at 0 if none.

$

Your net proceeds

$864,036

After selling costs

Zown listing commission$7,999
Buyer's agent commission$22,500
HST on commission$3,965
Legal fees$1,500
Total selling cost$35,964

You keep more with Zown

Saved vs a traditional 2.5% agent$16,386

Zown charges 1% to list, capped at $7,999, no matter your sale price.

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4.8 rating from 500+ Google reviewsFull-service selling for 1%, capped at $7,999

An estimate for Ontario sellers, not legal or tax advice.

Ontario

The cost of selling your home, explained

Every cost that comes out of your sale, and how Zown's 1% listing commission leaves you with more.

Commission is the big one

Traditionally about 5% of the sale price plus HST, split between the listing and buyer agents. On a $1,000,000 home that is roughly $56,500 including HST.

Zown's 1% listing fee

Zown lists your home for 1%, capped at $7,999, no matter the price. The higher your home's value, the more you save versus a traditional 2.5% listing agent.

The buyer-agent side

You still offer the buyer's agent a commission, commonly around 2.5% and negotiable. It is the same with Zown or any brokerage, so it is not where the savings come from.

HST on commission

Ontario charges 13% HST on real estate commissions. It applies to both the listing and buyer-agent fees, so the calculator includes it in your total.

Legal and other costs

Budget about $1,000–$1,500 in legal fees to discharge your mortgage and transfer title, plus any staging, moving, or repair costs.

What you walk away with

Net proceeds are your sale price minus your mortgage payoff and all selling costs. A lower listing commission puts more of that in your pocket.

Commission and fee figures are typical Ontario estimates and vary by transaction. HST is 13%. This is general information, not legal or tax advice.

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Selling cost questions, answered

Common questions about commission, HST, net proceeds, and Zown's 1% listing fee.

Still have questions?

Our team can help you understand your options and walk you through the numbers.

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Disclaimers and footnotes

ZOWN Realty is a fully registered brokerage under the Real Estate and Business Brokers Act, 2002 of Ontario.

Zown's Down Payment Boost is administered through Zown Technologies Inc. All mortgage-related rates, terms, and qualifications are provided through Vine Mortgage Group. Zown does not guarantee mortgage approval and is not a direct lender.

The trademarks MLS*, "Multiple Listing Service" and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA, used under license. REALTOR®. Member of the Canadian Real Estate Association and more. The trademark DDF® is owned by The Canadian Real Estate Association (CREA) and identifies REALTOR.ca's Data Distribution Facility (DDF*). Data is deemed reliable but is not guaranteed accurate by OREB, TRREB, RAHB, WECAR and SREB, as the case may be. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.