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  1. Home
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  3. Down Payment Boost

The Down Payment Boost, explained

Zown is a brokerage that shares its commission with the people buying the home. That is the Down Payment Boost: up to $25,000 back at closing, paid to you rather than kept by us. These guides cover how the Boost is calculated, when the money actually lands, the difference between Zown Complete and Zown Flex, and how it stacks with the government programs first-time buyers already use.

4 guides, reviewed by our RECO-registered team

All guides

Happy couple holding house keys and moving boxes in their new home

Down Payment BoostAug 27, 2026

Cashback Realtor vs Traditional Realtor in Ontario

Read more →4 min read

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Down Payment BoostJul 31, 2026

First-Time Home Buyer Incentives in Ontario (2026)

Read more →6 min read

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Down Payment BoostJul 27, 2026

What Is a Cashback Realtor? (And Is It Legal in Ontario?)

Read more →5 min read

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Down Payment BoostJul 27, 2026

Down Payment Assistance in Ontario: Every Option in 2026

Read more →6 min read

All topics

  • Down Payment Boost4
  • Getting approved10
  • Buying in Ontario26

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Disclaimers and footnotes

ZOWN Realty is a fully registered brokerage under the Real Estate and Business Brokers Act, 2002 of Ontario.

Zown's Down Payment Boost is administered through Zown Technologies Inc. All mortgage-related rates, terms, and qualifications are provided through Vine Mortgage Group. Zown does not guarantee mortgage approval and is not a direct lender.

The trademarks MLS*, "Multiple Listing Service" and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA, used under license. REALTOR®. Member of the Canadian Real Estate Association and more. The trademark DDF® is owned by The Canadian Real Estate Association (CREA) and identifies REALTOR.ca's Data Distribution Facility (DDF*). Data is deemed reliable but is not guaranteed accurate by OREB, TRREB, RAHB, WECAR and SREB, as the case may be. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.